Master the Homebuying Process & Earn Your HUD Certificate

Our HUD-approved HomeTrek course provides the step-by-step guidance you need to qualify for down payment assistance, secure a mortgage, and buy with confidence.

Get HUD-Certified Today - $49

Everything You Need to Buy Your First Home

HomeTrek is a HUD-certified Homebuyer education course that will help you better understand how to afford, buy and maintain a home.

  • Easy to navigate online course

    Go at your own pace. Break down the complex homebuying process into simple, stress-free lessons you can complete on your own schedule.

  • Certificate provided on completion

    Instant HUD Certificate. Download your official certificate immediately upon completion, which is often required to qualify for first-time buyer loans and assistance programs.

  • Mobile-phone and tablet friendly

    Learn anywhere, anytime. Fully optimized for mobile and tablet so you can prepare for homeownership on the go, straight from your smartphone.

Course curriculum

    1. Welcome to HomeTrek

    1. Introduction

    2. Benefits of Homeownership

    3. Responsibilites

    4. Seasonal Maintenance

    5. Emergencies

    6. Being a Good Neighbor

    7. Timeline

    8. Summary

    9. Module 1 - Quiz

    1. Budgeting Introduction

    2. Budgeting on Paper

    3. Income

    4. Seasonal-Checklist

    5. Priorities

    6. Tracking Your Spending

    7. Necessary and Unnecessary Expenses

    8. Uncovering Issues

    9. Savings

    10. Tracking Your Budget

    11. Advanced Budgeting Tools

    12. Spreadsheets

    13. Budgeting Apps

    14. Saving

    15. Emergency Fund

    16. Reserve Fund

    17. Savings Habit

    18. Reducing Expenses

    19. Increasing Income

    20. Budgeting Summary

    21. Module 2 - Quiz

    1. Introduction

    2. Upfront Costs

    3. Debt-to-income Ratio

    4. Calculate an Affordable Monthly Payment

    5. Pre-Qualification and Pre-Approval

    6. Summary

    7. Module 3 - Quiz

    1. Introduction

    2. Your Credit Report

    3. How a Credit Score is Determined

    4. How to Improve Your Credit

    5. Credit Counseling and Debt Management

    6. Beware of Credit Repair Agencies

    7. Summary

    8. Module 4 - quiz

    1. Introduction

    2. Types of Mortgages

    3. The Down Payment

    4. 15-year vs. 30-year Mortgages

    5. Interest Rates

    6. Special Mortgage Programs

    7. Down Payment Assistance

    8. Lease-to-Own

    9. Summary

    10. Module 5 - quiz

About this course

  • 100 Bite-Sized Modules
  • Total Length 45-60 mins
  • Self-Paced Reading

Master the Homebuying Process & Earn Your HUD Certificate

Our HUD-approved HomeTrek course provides the step-by-step guidance you need to qualify for down payment assistance, secure a mortgage, and buy with confidence.

Get HUD-Certified Today - $49